Jack Henry & Associates, established in 1976, provides integrated technology systems to financial institutions throughout the United States. The company offers in-house and outsourced solutions with multiple platforms and configurations to banks and credit unions. It also processes ATM and debit card transactions. The company provides a variety of banking services, such as disaster recovery, forms and supplies, fraud solutions, imaging and archiving, Internet banking, network services, payroll and platform automation, regulatory filing and teller automation services. Its Merchant Deposit Capture is a Web-based, single-check image capturing, storage and processing solution that enables financial institutions to provide all types of deposit paper checks to commercial merchant customers. Jack Henry & Associates has an office located in Birmingham, Ala.