PAYDAY LOANS There's a better way to borrow. Whether you need help with unexpected bills, emergencies, or other short term cash loan needs, ACE can help you get the fast cash you need today with a payday cash advance. Payday cash advances made by ACE are now available in 24 states. You can typically borrow between $100 and $1,000 (varies by state), until your next payday. Just complete an application online and take it to the nearest ACE Cash Express location. You'll find out in about 20 minutes if you are approved! Here's what you'll need to complete your transaction at ACE company owned stores: A check from a valid checking account, A recent bank statement, A valid government issued photo ID, A recent payroll check stub (or government benefits statement), A phone and utility bill. The short term payday cash advance loans available online or at ACE company owned stores are regulated loan products, which differ from state to state. Depending on the state, you typically may borrow cash amounts between $100 & $1,000. Approval of the loan and its amount is based on the assessment of your ability to pay. These payday cash advance loans are not intended to be a long term financial solution, but for immediate cash needs. The annual percentage rate and terms of the loan vary by state.