Why do I need Aflac supplemental insurance? After an accident or illness, you may have expenses you've never thought about before. Can your finances handle them? It's reassuring to know that a supplemental insurance policy can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy. In addition, your regular bills, such as the mortgage or rent, car payments and utility bills don't stop when you're laid up after an accident or illness. Aflac supplemental benefits are paid directly to you, so you can use them to help with your normal bills as well. What is supplemental insurance? It's a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an injury or sickness - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs. When you have a covered accident or sickness, we'll send cash benefits directly to you (unless you tell us otherwise) and you decide the best way to spend them. It's as simple as that. You'll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance. Aflac is different from health insurance; it's insurance for daily living. Major medical pays for doctors and hospitals. Aflac pays cash benefits directly to you to help with daily expenses when you're sick or hurt. Aflac is an extra measure of financial protection. When you're sick or hurt, Aflac pays cash benefits that you direct to help you and your family with unexpected expenses. The benefits are pre-determined and paid regardless of any other insurance you have. Aflac is affordable. We have a range of products that fit most budgets. Aflac can provide you and your family with coverage and security to help maintain your everyday life in case of illness or injury. And, Aflac rates don't go up when you file a claim. Aflac claims are processed quickly - usually within 7 days. Filing a claim with Aflac is never a 'wait and see'. Claims are usually processed within 7 days. Our forms are also easy to complete. So while you're focusing on your health, we focus on getting you a check quickly. Aflac pays you benefits even when you're healthy. We want you to be healthy - that's why we promote preventative care. Get a routine physical, a mammogram, or an eye exam and we'll pay you. It's that simple. Now you know the reasons you need Aflac! Call us at (512) 789-0316 If you've ever been out of work because of an illness or accident, you know there are two things that are increasingly hard to come by: peace of mind and cash. Our insurance policies help provide both. Â
Services/Products
Over 50 Million people worldwide have chosen Aflac because of our commitment to providing customers with the confidence that comes from knowing they have assistance in being prepared for whatever life may bring. Aflac offers the following coverages Accident Short-Term Disability Cancer Heart Disease Hospitalization Intensive Care Sickness Life Dental Vision Accident Accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and medical exams, but for other expenses you may face, such as transportation and lodging needs. When you have a covered accident, we'll send cash benefits directly to you and you decide the best way to spend them. It's as simple as that. You'll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance. After an accident, you may have expenses you've never thought about before. Can your finances handle them? It's reassuring to know that an accident insurance policy can be there for you through the many stages of care, from the initial emergency treatment or hospitalization, to follow up treatments or physical therapy. In addition, your regular bills, such as the mortgage or rent, car payments and utility bills don't stop when you're laid up after an accident. Short-Term Disability A physician-documented disability often results in a loss of income. Our short term disability insurance pays benefits (i.e., a monthly amount that is a percentage of your gross income) for a period of time while you are disabled. Your agent will help you select the right amount of disability insurance benefits for your needs, as well as the length of time they are payable. Can you ever be sure that you won't experience even a short term disability? In the case of illness or injury, or even a planned pregnancy, a short term disability insurance policy helps you maintain your standard of living and helps pay your bills. Cancer No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer for women, the risk is a little more than one in three (Cancer Facts and Figures 2009, American Cancer Society). A cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments. A cancer/specified-disease insurance policy can also help protect your income and savings from expenses that aren't covered by your major medical health insurance policy, including travel expenses, experimental treatment and household help. The total financial impact of cancer includes direct and indirect costs. The American Cancer Society estimates that one in five people who are diagnosed with cancer use all or most of their savings because of the financial cost of dealing with cancer. Â