Established in 1989, AmTrust Bank is a division of New York Community Bank and accounts for 67 of its 276 branches 25 in southern Florida, 14 in central Arizona and 28 in northeast Ohio. Based in Phoenix, Ariz., the bank offers services in various types of banking, consisting of personal banking, business banking and online banking. AmTrust Bank provides services in personal banking, such as checking, money market, CD and savings, mortgages, investments and insurance, credit cards, e-cash back rewards. Business banking services comprise business checking, business money, market and savings, business credit cards, business services and business online. The bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender.