American Bank & Trust Company offers a range of depository and lending products and services. It offers commercial term loans for funding various long-term capital requirements that include machinery, equipment, vehicles and new business acquisitions. The institution also lends to real estate developers for land acquisition and commercial and residential development purposes through secured and unsecured lines of credit. American Bank & Trust also offers formation of various types of trusts that include living, spendthrift, marital deduction and credit shelter trusts. Additionally, it provides payment processing solutions for retailers, supermarkets, hospitality providers and small businesses. The institution maintains a branch in Davenport, Iowa.