American Chartered Bank, headquartered in Chicago, has been locally owned and operated since 1987. It is a full-service commercial and retail bank, serving privately owned small- and medium-sized businesses and individual customers throughout the Chicagoland area. Its personal banking services include, personal checking and savings accounts, Visa and ATM cards, personal loans and lines of credit, mortgage loans, calculators, health savings accounts, and information on current rates. The bank s commercial banking services include business credit card, business checking and savings accounts, business loans and lines of credit, construction loans, cash management services, merchant services, and information on current rates. Additionally, its cash management services include Visa business check cards, wire transfers, balance reporting and alerts, reconciliation services, book transfers and sweeps, tax payments, and gift cards. The Bank employs more than 350 team members in more than 10 locations and is owned by a holding company, American Chartered Bancorp.