American Heritage Mortgage, established in 1994, specializes in providing financial products and services to borrowers. Located in Memphis, Tenn., the company offers solutions for A through D borrowers through a network of more than 250 lenders. It also offers debt consolidation elimination programs. The company provides loans up to 125 percent of the house value and loan amounts up to $750,000. It additionally offers first and second fixed- and adjustable-rate mortgages. The company provides no-income qualifier loans and special rate discounts for a combination of loan products. In addition, it offers underwriting services. The company provides financing to pay off student loans and hospital bills. American Heritage Mortgage provides lease purchase programs and down payment assistance.