Helping small businesses grow since 1989! We believe that small business is what has made the United States great and will continue to be the back bone of this country. We help small business owners succeed. Founded in 1989, American Prudential Capital is a privately owned, service-oriented commercial finance company offering alternative funding. American Prudential Capital provides: Immediate access to working capital Funding within 24 hours of approval Flat trade discounts Zero hidden costs No "interest" charges No handling fees No long term contract No loss of equity No "gotcha" fees at all Simple flat discount With independent brokers ready to assist business needs throughout the country including: Alexandria, Atlanta, Austin, Bryan, Corpus Christi, Dallas, Denver, Houston, Oklahoma City, Phoenix, Riverside, San Antonio. If you are looking for Accounts Receivable Financing or Asset Based Lending, Factoring is your best solution. Give us a call today; when you call let us know you found us on YP.com. - HOURS: Mon-Fri 8:00am-4:30pm Central Time.
Services/Products
What is Factoring? Factoring is a long standing and increasingly utilized financial tool that speeds up the cash flow a company has available. Many Subcontractors, Manufacturers and Suppliers leverage this powerful advantage by factoring their credit worthy accounts receivable at a small discount in order to convert their invoices into immediate cash. Who Should Factor? For any business, cash flow is essential. A well-managed factoring partnership will relieve the working capital shortfall that can occur at any point in the life of a good company. Additionally, the following businesses will benefit from the immediate cash flow of factoring New Businesses that do not yet qualify for a bank line of credit Rapidly expanding companies Companies with seasonal growth spikes Merging and acquiring companies Factoring is not a loan No debt is created when factoring so there is no negative impact on your financials. You are not using long-term debt to satisfy a short-term need for cash. This increases your appeal to traditional financing because factoring creates cash in your bank account not debt on your Balance Sheet.