Arizona Credit Union System is headquartered in Phoenix. Its services include discount dental services, member specialized services, travel services, call on-hold marketing, product and service marketing, statement production and e-statements, debt education, a virtual branch teller kiosk, shared branching solutions, settlement processing, wire remittance services, traveler checks services, money order services, currency management products, human resource consulting, the KFORCE-on staff group and micrographic and imaging products. It also provides office product solutions, security products, encoding products, individual retirement account products, certificate products, credit card products, value checks, debt recovery products, overdraft privilege programs, share draft printing solutions, debit card solutions, EFT processing and ATM driving, an exclusive credit union ATM network, insured automobile lending, indirect automobile lending, an Internet automobile shopping service, software and automobile guides.