Located in Topeka, Kan., AmerUs Group and Aviva USA combined in 2006 to offer a wide variety of insurance products and services in the United States. It offers a variety of financial programs, such as life insurance and annuities. The company provides a wide range of insurance and annuity products, including universal life, term life, indexed life and fixed annuities, including indexed annuities. Its single premium life policies allows customer to pay a single, one-time premium for death benefits that is guaranteed for life. Aviva USA is a part of Aviva that has more than 58,000 employees and serves over 35 million customers worldwide with long-term savings products, fund management services and general insurance offerings.