Incorporated in 1982, BancorpSouth Inc. is a financial company conducting various commercial banking and financial services. Located in Opelika, Ala., the bank and its subsidiaries provide a range of solutions to individuals and small-to-medium size businesses. It operates investment services, credit insurance and insurance agency subsidiaries that engage in investment brokerage services and sales of other insurance products. The bank s trust department offers a variety of services, such as personal trust/estate services, certain employee benefit accounts and plans, including individual retirement accounts and limited corporate trust functions. BancorpSouth Inc. is a member of Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.