Operational for more than 130 years, BancorpSouth is a financial holding company. It operates more than 300 commercial banking, mortgage, insurance, trust and brokerage facilities. The company s subsidiary, BancorpSouth Bank, is full-service provider of mortgage lending services for commercial and industrial customers. The company is a member of Federal Deposit Insurance Corporation. It offers personal and business banking solutions. BancorpSouth provides cash management, investment and mortgage lending services. It offers a variety of savings, checking and individual retirement accounts. The bank provides certificates of deposit, safe-deposit boxes, and ATM debit and credit cards. BancorpSouth Bank additionally offers Internet banking services, including bill payment, balance checking and fund transfer options.