The Bank of Georgetown provides commercial and personal banking services. Its commercial deposit products include business checking, business analysis checking, small business checking, Georgetown commercial money market, commercial now, IOLTA and fiduciary accounts. Its loan products include various lines of credit, term loans, letters of credit, real estate mortgages, residential construction financing and commercial construction financing. It also provides cash management services including online banking and cash management, zero-balance accounts, sweep investment accounts, merchant card services, deposit boxes, night depository services, debit and credit cards, telephone banking facilities, direct deposit payrolls, courier services and business check cards. Its personal banking products include the Georgetown free checking, commercial checking, personal money market, premium money market, premium savings, certificates of deposit and individual retirement accounts. It also provides e-statements and overdraft protection. The bank is headquartered in Washington, D.C.