Bank of South Carolina, a subsidiary of Bank of South Carolina Corporation, offers commercial banking services. With its first office opening in February 1987, Bank of South Carolina was created to serve the Berkeley, Dorchester and Charleston communities of South Carolina. The bank is an independent community bank concentrating on individuals and small to medium sized businesses. Its products and services include personal and business checking accounts, money market accounts, certificates of deposit, wire transfers, personal savings accounts, personal lines of credit, personal and commercial loans, mortgages, safe deposit boxes and credit cards. Bank of South Carolina is based in Charleston, S.C., and has branch locations in Summerville and Mt. Pleasant, S.C.