Located in Marion, Ill., Banterra Bank is a community bank that provides primary financial services to customers and the community. Its personal services include savings, checking, money market and individual retirement accounts. The bank s loan department provides various mortgage, home equity and personal loans. It also offers certificates of deposit for up to 48 months. The bank provides several business checking accounts, such as basic, premium business, business analysis and interest checking accounts. It offers various fund management services, including cash, receivables and payables management services. The bank s additional services include zero balance accounts, account reconciliation, image retrieval, electronic data interchange, wire transfers and night deposit services.