Beal Bank offers a wide range of financial services for individuals and businesses. The bank has operated since 1988 and has locations in Texas and California. It features certificates of deposit, money market accounts and IRAs. Through the origination of direct loans and the purchase of participation interests, Beal Bank is an innovative business lender to the power and utilities, communications, transportation, agricultural commodities, equipment and minerals industries. The bank also accommodates loans for income properties, raw land, land development and construction. It participates in the sales of commercial real estate properties. Beal Bank maintains an office in Houston.