Blue Ridge Bank and Trust Company provides personal and business banking services. It provides express checking, advantage checking, advantage 50-plus checking, premier checking, regular savings, youth savings, money market deposit and certificates of deposit accounts, traditional individual retirement accounts, roth IRAs and simple IRAs. It also provides business banking accounts that include small-business checking , commercial advantage, commercial checking, commercial interest checking, commercial savings and commercial money market accounts. It also provides wire transfers, money orders, cashiers checks, travelers checks, funds transfer by phone, ATM and debit cards, night depository, loan facilities and online banking facilities and is headquartered in Lees Summit, Mo.