The Builders Mutual Insurance Company has focused on builders since 1984 when it grew out of the North Carolina Home Builders Association to provide workers compensation to eligible members. Since then, its lines of coverage have expanded and its territory has broadened. With its focus still remained on the builder, Builders Mutual offers workers compensation, business owners, commercial package, commercial general liability, commercial property, commercial inland marine, commercial crime, commercial auto, builders risk and umbrella liability insurance. Builders Mutual is licensed to write policies in North Carolina, South Carolina, Tennessee and Virginia. The Builders Mutual Insurance Company has an office in Raleigh, N.C.