Located in San Diego, CalPacific Mortgage Consultants has been operational for more than 20 years. Employee owned and operated, it is one of the leading mortgage companies in the United States. CalPacific offers various loans, such as mortgage processing, underwriting, funding, conforming and nonconforming, jumbo, subprime, government, portfolio, Federal Housing Administration, residential, automobile and commercial loans. The company also offers balloon, fixed-, adjustable- and intermediate adjustable-rates mortgages, imperfect credit programs, home equity line of credit and stated income programs. Additionally, it provides interest rate buydowns, homeowners, title, earthquake and flood insurances and home warranties. CalPacific Mortgage Consultants specializes in leasing and renting of commercial and residential properties, townhouses, waterfront villas and condominiums.