Capital Bank offers a range of financial products and services for individuals and businesses. Formerly known as Capital City State Bank, it has been in operation since 1956. The bank is a full-service, independently owned financial institution that serves St. Paul and North End communities in Minnesota. It offers checking, savings, money market and individual retirement accounts. Capital Bank also provides a variety of residential, personal and commercial loans. The bank offers safe-deposit boxes and ATM, debit and credit cards. In addition, it provides wire transfer and online and 24-hour capital banking services. Capital Bank is a member of the Federal Deposit Insurance Corporation (FDIC).