Capital City Bank, established in 1892, offers home equity, personal, automobile, boat and motorcycle loans. The bank serves individuals and businesses. It operates a subsidiary, Capital City Investments, which is a real estate company. Capital City Bank also provides checking, individual retirement and savings accounts. The bank offers certificates of deposit. It provides cash management, direct deposit, online bill payment and wire transfer services. The bank has more than 15 ATMs. In addition, it offers Internet banking services. The bank is a part of Capital City Bancshares. Capital City Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.