Founded in 1985, Capitol Bancorp Limited is a publicly held company comprising a network of community banks. The company provides various banking services to entrepreneurs, professionals, and individuals through community banks. It offers deposit services, such as checking, savings, money market, individual retirement accounts, and certificates of deposit. The company s loan portfolio includes commercial real estate loans for office, retail, warehouse, and light industrial uses, and other commercial loans, including business credit products, current asset lines of credit, and equipment term loans. Additionally, it also provides mortgage, brokerage, trust, and investment services, as well as Internet and telephone banking. Headquartered in Lansing, Mich., Capitol Bancorp Limited operates more than 40 banks in over 10 states, including Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, Nevada, New Mexico, North Carolina, Texas, and Washington.