Located in Atlanta, CDS Mortgage Reports Incorporated is a mortgage information services company, providing state-of-the art mortgage credit reporting technologies to help customers reduce costs, and increase capital. The company develops mortgage applications and programs to integrate into mortgage professionals business models. It offers infile reports through the Internet, and the InfileDirect Plus online system that allows customers to order trade line updates electronically. CDS Mortgage Reports Incorporated also provides residential mortgage credit reports, a mortgage only program, and fraud alert services. It also offers the credit bureau update program that enables the company to update various types of consumer credit information with the national bureaus, in two to five business days. The company s FannieMae DO system issues Fannie numbers. It also offers flood search services, validation products, and tax return verifications.