Chartered in 1956 as Montrose National Bank of Houston, Central Bank gained its present name in 1987. The bank offers various business and personal banking services to individuals and small businesses. It offers checking accounts, certificates of deposits, investments, treasury management, individual retirement accounts, credit and debit cards, and financial calculators. The bank s lending options include automobile, boat, recreational vehicles, personal and business loans, overdraft line of credit and mortgages. Central Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and an Equal Housing Lender. Its telephone banking service enables customers to check balances, make account enquiries, transfer funds, etc.