Charter Bank offers a range of financial products and services. It is a locally owned and operated bank that provides a variety of checking, savings, individual retirement and money market accounts. The independent bank serves businesses and individuals in northwestern Corpus Christi in Texas. Charter Bank also offers safe-deposit boxes and commercial, consumer and home loans. It provides telephone and Internet banking solutions. The bank offers credit card merchant services. Charter Bank is a member of the Federal Insurance Deposit Insurance Corporation and an Equal Housing Lender.