Founded in 1988, Chelsea Surplus Underwriters is a wholesale, broker lines insurance firm. It represents Adriatic Insurance Company, American Empire Surplus Lines Insurance Company, American Vehicle Insurance Company, Atlantic Casualty Insurance Company, Burlington Insurance Company, Colony Insurance Company, First Mercury Insurance and Great American Insurance Company. The firm offers coverage plans for liquor, general, professional and products liabilities . Chelsea Surplus Underwriters provides commercial fire insurance programs for apartment houses, churches, institutions, hotels, shopping centers, restaurants, florists, and convenience and grocery stores. It also offers coverage plans for commercial physical damage for charter and school buses, limousines, mobile home totters, and dump and garbage trucks. The company maintains locations in Orlando, Fla.