Chicago Bancorp is an independent mortgage banker that conducts loan programs from several sources throughout the United States. It offers product selection and Internet security services. The company has a partnership with the City of Chicago. Chicago Bancorp administers a Mortgage Credit Certificate program that entitles first-time homebuyers to federal income tax credits. It offers various loans at the fixed rate of interest. The company provides an online application form, mortgage calculators and credit graders. In addition, it offers various refinancing options. With its corporate office in Chicago, Chicago Bancorp also maintains branch locations in Florida, Texas, Arizona, Wisconsin and California.