The Citizens National Bank of Southwestern Ohio is a full service locally-owned and operated bank. TCNB provides the best personal service available to individuals and small and medium sized business clients. Questions are answered promptly and local management makes all the decisions. TCNB also offers added support to individuals. Contact a banking expert at TCNB for personal service. TCNB's customer-oriented team of professionals is available Monday-Friday 9: 00 am 6: 00 pm and on Saturday from 9: 00 am until 2: 00 pm.