The Foundation of Your Home Starts with Cobalt Mortgage Cobalt Mortgage is a Full Service Mortgage Banking Firm founded in 2001 to provide consumers with the flexibility, education, and service needed to achieve their mortgage goals. From first-time homebuyer purchases, to mortgage refinancing and investment properties, Cobalt Mortgage’s team of experienced and knowledgeable licensed financial professionals are committed to honesty, professionalism and the long-term care of our customers.