Sterling Bank, founded in 1990, is an institution that offers a range of financial products and services. It maintains community banking centers in Burlington and Camden counties in New Jersey. The bank serves consumers and small- and medium-sized businesses. Sterling Bank s deposits are insured by the Federal Deposit Insurance Corporation. It is a member of the Federal Reserve System. The bank provides checking, savings, money market and individual retirement accounts. It also offers a variety of fixed-rate loan products. Sterling Bank maintains the Residential Mortgage Department, which provides purchasing and refinancing assistance for homes, as well as reviews construction loan options. Its telephone banking services include making loan payments and transferring funds between accounts. In addition, the bank offers lines of credit, commercial mortgages and investment accounts. It is a part of Sterling Banks, Incorporated, which is a holding company with assets of more than $379 million.