Established in 2000, Summit Bank is a financial institution that has a network of more than 20 branches and serves the residents of central and southern Arkansas. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. It offers personal and business checking and savings accounts. Summit Bank also provides certificates of deposit and individual retirement accounts. The bank offers wealth management, investment planning and real estate settlement services. It provides agricultural, construction, consumer and home improvement loans. Summit Bank offers online banking options for bill payment and money transfer purposes. In addition, the bank provides down payment assistance programs. It offers the Re$ubmitIt brand of electronic check recovery service.