Commercial Alliance Insurance Company, also known as CAIC, specializes in nonresident, private passenger and commercial automobile insurance products. Founded in 1998, it offers contract, court and probate surety bonds. The company serves several independent insurance agents in Texas. Commercial Alliance Insurance Company also maintains a personal lines division that provides automobile and homeowners insurance solutions. The company serves individuals and companies in the United States and Mexico. It operates a claims department, as well as administers a repatriation insurance program. In addition, Commercial Alliance Insurance Company offers insurance coverage for employers. It is a wholly owned subsidiary of CAIC Holding Company.