Established in 1989, Chinatrust Bank is a full-service financial institution that specializes in providing a variety of personal and business banking products and services. It offers a range of checking accounts, including regular, interest, personal, senior citizen and small business. The bank provides college funding, retirement planning, income generation and wealth transfer services. Chinatrust Bank also offers certificates of deposits and credit and debit cards. It provides assistance with commercial lending and warehousing and import financing issues. In addition, the bank offers foreign transfer, cash management and merchant services. Headquartered in Torrance, Calif., Chinatrust Bank maintains a location in New York City.