If you need help with a chapter 7 bankruptcy or chapter 13 bankruptcy, call Raleigh's bankruptcy attorney Derek R. Caldwell P.A. Making the decision to file personal bankruptcy can be a difficult one. If creditors and bill collectors are harassing you constantly and your bills are piling up, it may be time to take action. Call today for a free consultation and find out how you can achieve financial freedom. Derek Caldwell has helped hundreds of clients, throughout the Raleigh Durham area, in similar situations just like yours. If you are in fear of losing your house or your car, we can help stop creditor harassment. Our areas of expertise include: Chapter 7 bankruptcy Chapter 13 bankruptcy. Derek Caldwell will stand by your side to ensure that you understand and feel comfortable with the process. Call today for a free consultation!