Founded in 1987, MetroBank provides a range of personal and commercial banking services. It offers savings, business checking and individual retirement accounts, as well as certificates of deposit. MetroBank provides Internet and phone banking, check imaging, insurance, investment management, locker, overdraft protection and direct deposit services. It additionally offers debit and credit cards, ATMs and traveler s checks. The bank provides a variety of loans to customers, such as commercial real estate, auto, home, personal and debt consolidation. Its online services include personal e-mail accounts, account statements, and online payment and transfers. MetroBank additionally provides money orders and gift checks, as well as notary and check printing services. It maintains several locations in Houston.