Founded in 1911, Employers Mutual Casualty Company is a multiline property and casualty insurance company. It conducts operations in property and casualty insurance and reinsurance through Employers Mutual Casualty Insurance Companies, which is a trade name used by its subsidiaries. Employers Mutual Casualty Company primarily focuses on the sale of commercial lines of property and casualty insurance to small- and medium-sized businesses. Its products are sold through independent insurance agents who are supported by a decentralized network of branch offices. Headquartered in Des Moines, the company employs more than 2,300 individuals. Its insurance agency, EMC Underwriters, specializes in marketing excess and surplus lines of insurance. Employers Mutual Casualty Company maintains a location in Lansing, Mich.