Founded in 1991, EMPP Inc. provides a variety of debt reduction and payment processing services. Located in Scottsdale, Ariz., the firm caters to homeowners through financial institutions, small and large businesses, alumni associations and membership-based organizations. It offers programs through several banks, mortgage lenders and other organizations, including Bank One, Charter One Mortgage, Jupiter Mortgage, M-West Mortgage and PrimeWest Mortgage. EMPP Inc. also specializes in providing a biweekly mortgage acceleration program, the Early Mortgage Pay-Off Plan.