FHM Insurance Company was formed in 1954 and is one of the oldest and most experienced workers' compensation companies in the Southeast. FHM is dedicated to delivering the highest quality of service through a philosophy of A Policy To Do More. FHM leads the industry in delivering the lowest ultimate cost in workers' compensation through cutting-edge claims management, loss control, fraud and safety programs. FHM's strong financial position has resulted in 100% payment of dividends since 1954. FHM is rated A- by A.M. Best Company.
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AM Best rated workers' compensation insurance in Florida, Alabama, Georgia, North Carolina, South Carolina, Kentucky, and Virginia.