Financial Cornerstone offers custom solutions for every residential mortgage financing situation. Based in San Diego, Calif., it offers a variety of loans, such as refinance, debt consolidation, construction, non-owner occupied properties, no income verified, zero down loans and first time buyers programs for various residential financing needs. The company offers various programs, including conventional, jumbo loans, high debt ratio loans, second mortgage loans, construction loans, investor loans, credit problems, no income verification and VA mortgages, among others.