First Citizens Bank is one of the largest, family-controlled banks in the United States. It offers a range of financial products and services for individuals and institutions. The bank maintains more than 300 branch locations in Maryland, North Carolina, Tennessee, Virginia and West Virginia. It has been in operation since 1898 and employs a staff of over 4,700 people. With assets of nearly $17 billion, First Citizens Bank offers checking, savings and individual retirement accounts, as well as certificates of deposit. The bank operates the ShareBuilder investing programs and provides personal and home equity loans. It also offers wealth management, college planning and brokerage services. First Citizens Bank is a member of the Federal Deposit Insurance Corporation (FDIC). The bank is a part of First Citizens BancShares, which is a publicly traded company.