First Community Credit Union is located in Houston and provides financial services. The credit union offers banking services to members. It also offers home and automobile loans, as well as savings accounts, business accounts, checking accounts, money management accounts, and individual retirement accounts. Its loans are calculated by simple interest, and there are a variety of repayment methods, including payroll deduction, direct deposit, payment coupons, personal account teller, home banking, and automatic transfer from members accounts at the credit union or another financial institution. The credit union also offers credit cards, such as Visa, debit cards, and ATM facilities. In addition, it offers home banking services. It operates a Web site that allows members to view their accounts online and make transactions.