First Data Corporation is a provider of electronic commerce and payment solutions for businesses and consumers worldwide. The company offers credit, debit, private-label, smart and stored-value cards issuing solutions. It provides merchant transaction processing and money transfer services. First Data Corporation offers mobile commerce and fraud protection solutions. In addition, the company provides assistance with the payments through checks and credit and debit cards. It has operations in the United States, the United Kingdom, China and Australia. First Data Corporation offers prepaid and paperless payroll services for gift cards. The company serves the hospitality, retail, automotive, transportation, utilities, health care and e-business industries. It provides check guarantee and verification services through its subsidiary company, TeleCheck.