First Montana Title Company Of Billings

First Montana Title is privileged to provide all of your title and escrow needs. A locally-owned company, First Montana has been a part of the Billings real estate industry since 1954. We promise to deliver great service every time!Everyone at First Montana Title works together as a team to deliver great service. The escrow officers and their assistants strive to keep all parties to the transaction informed and work around your schedule to find the best closing time and location. All of the officers have many years of experience in the industry and welcome your questions.Thank you for visiting. Your feedback is always welcome!HistoryFirst Montana Title has been a landmark in the community since 1954. In 2005, Kelly Donovan sold the family farm in Opheim, MT. He moved to Billings to join his son Quinn in purchasing First Montana Title. They take pride in offering fast, friendly customer service and are eager to provide all of your title and escrow needs for residential, commercial, farm/ranch, and new construction transactions, as well as 1031 exchanges.ServiceEveryone at First Montana Title works together as a team to deliver great service. The escrow officers and their assistants strive to keep all parties to the transaction informed and work around your schedule to find the best closing time and location. All of the officers have many years of experience in the industry and welcome your questions.Construction draws are also handled efficiently by an employee with over 15 years of experience so you can trust that your project is in safe hands at First Montana Title.Member of the CommunityQuinn, Kelly, and many of the First Montana Title employees are active member of the community and serve on several local boards and various volunteer committees. They encourage growth and development of the community and surrounding areas through active participation.There are two types of title insurance: owner’s and lender’s insurance. The owner’s policy insures the purchaser that the title to the property is free from defects or encumbrances that would make a title unmarketable except those found during the title search listed as exceptions in the policy. The seller in the transaction purchases owner’s insurance. A standard coverage insurance policy typically covers:Ownership – another party claims ownership rights on a property Public Record Error – a document is not properly signed or recorded Forgery, Fraud, and/or Duress – another party has owner rights in your property due to forgery or false impersonation Undisclosed heirs – an unknown heir claims ownership to the property Liens – a creditor from the previous owner attempts to enforce a lien Unmarketable Title – a defect in the title that makes it difficult to convey to another party Right of legal access – an owner does not have legal access to his/her property A lender’s policy is purchased by the buyer of the property and insures the validity and enforceability of the lien of the lender’s mortgage or deed of trust. The lender is insured for the loan amount. As the loan is paid off, the amount of coverage decreases until the balance is paid off in which case the policy terminates.

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