First Nations Bank operates through locations in Chicago and Wheaton, Ill. The bank offers consumer and commercial banking products and services. Its consumer products include checking and savings accounts, certificates of deposits and individual retirement accounts. Its commercial products consist of checking and savings accounts and certificates of deposit. In addition, the company offers automobile, cash-secured, home equity and mortgage loans to individuals. It also provides letters of credit, lines of credit, mortgages and term loans to commercial customers. Other services provided by the bank are safe deposit boxes, merchant card services and land trusts.