Established in 1870, First Niagara Bank is doing business as First Niagara Bank, N.A. Located in Pennsylvania, it operates as a multi-state community-oriented bank specializing in the areas of: retail/commercial banking, international banking solutions, capital markets, wealth management, risk management and insurance. The firm provides its financial services to individuals, families and businesses. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. First Niagara Bank, N.A. is a subsidiary of First Niagara Financial Group Inc.