PREMIER Bankcard provides credit card services to more than 3.5 million customers throughout the United States. Its credit card services are designed for people who have had difficulties being approved for a major credit card. The credit cards are issued by First PREMIER Bank, one of the nation's leading credit card issuers that specializes in MasterCard and Visa credit cards for those with less than perfect credit. The First PREMIER Bank offers a variety of services, including personal banking, mortgage banking, trust and investment services, business banking and treasury services. It has more than 15 branches throughout South Dakota. PREMIER Bankcard offers its customers e-mail accounts and other online customer services. It is headquartered in Sioux Falls, S.D.