Established in 1999, Bank of Richmond provides business and personal banking services. Its products and services include checking and savings accounts, certificates of deposit, mortgages, home equity lines of credit, money market accounts, individual retirement accounts, investment sweep products, safe deposit boxes, Internet and bill pay and telephone banking facilities. Its business banking products and services include commercial lines of credit, real estate lending, lockbox services, commercial Internet cash management, machinery and equipment loans, building and expansion loans, commercial mortgages and a dedicated account manager. The bank has offices in Richmond and Midlothian, Va.