Gem Insurance is an insurance agency based in Houston, Texas. The company offers insurance coverage for general and product liability, workers' compensation, fire losses, fleets, equipment, umbrella coverage, bonds, international coverage, executive personal insurance, coverage for boilers, machinery, and computers, marine (cargo) coverage, and more. The agency has associations with The Council of Insurance Agents and Brokers, the Independent Insurance Agents, the Trusted Choice, and others. It offers a full line of emergency customer services and certificate processing services.