Gateway Bank is a federal savings bank that offers a range of checking and savings plans for individual and commercial clients. The bank offers money market and individual retirement accounts and certificates of deposit. Gateway Bank provides a variety of merchant services. The bank provides mortgage brokers with funding for their mortgage loans. In addition, it provides a variety of home lending solutions, including home and home equity loans and refinancing. Its additional services include debit and credit cards and ATMs. The bank also offers online banking and bill payment options. Gateway Bank maintains its corporate headquarters in San Francisco.