Guaranty Financial Corporation, also known as GFCJ, is a stock holding company that owns and operates Guaranty Bank, which is a full-service financial institution. Founded in 1923, Guaranty Bank has more than 150 offices in Wisconsin, Illinois, Michigan, Minnesota and Georgia. It offers savings and checking accounts, as well as home equity, commercial, real estate and mortgage loans. The bank also provides credit cards and investment and online banking services. In addition, Guaranty Bank offers payroll, merchant, remote deposit and treasury management services. It also operates an online security center. Guaranty Bank is a member of the Federal Deposit Insurance Corporation.